What if the other driver who caused my car accident doesn’t have insurance?
Stephen J. Phillips: That is okay. Most Illinois policies include uninsured or underinsured motorist coverage, so your own policy may cover your injuries. A lawyer can check whether you have it.
Attorney Stephen J. Phillips · Car Accidents · 45-second answer
Transcript
Automatically transcribed from the video’s audio and lightly edited.
If the driver who caused the car accident doesn’t have insurance, that’s okay. Most people in Illinois have what’s called under or uninsured motorist coverage in their insurance policy. What that means is that even though the defendant, the potentially negligent person, doesn’t have automobile insurance, your own policy may cover your injuries and damages. And that’s why it’s important to hire a personal injury lawyer who understands the ins and outs of insurance law so that they can determine whether or not you have under or uninsured motorist coverage in your policy.
Keep reading
- What to do if the at-fault driver has no insurance in Illinois
- Uninsured and underinsured motorist coverage in Illinois
- More car accidents videos from Stephen J. Phillips
- Chicago car accident lawyers
- About Stephen J. Phillips