What if the other driver who caused my car accident doesn’t have insurance?
Terrence M. Quinn: Contact your own insurance company and make an uninsured motorist claim. It works much like a claim against the other driver’s insurer, and it is coverage your insurer has to offer you.
Attorney Terrence M. Quinn · Car Accidents · 38-second answer
Transcript
Automatically transcribed from the video’s audio and lightly edited.
You should contact your own insurance company and make what’s called an uninsured motorist claim. That’s a type of insurance that you have or should have through your own insurance policy that would cover you in this instance. That’s a very important type of insurance coverage that you have to be offered by your insurance company. It would be just like making a claim against the other person’s insurance company.
Note: In Illinois, uninsured and underinsured motorist coverage is included in your auto policy unless you rejected it in writing (215 ILCS 5/143a and 5/143a-2).
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