Do I have to give a recorded statement to my insurance company after a car accident in Chicago?
Stephen D. Phillips: Policies usually have a cooperation clause that requires a recorded statement to your own insurer if asked, but he suggests hiring an attorney first. He also says that in Illinois the other side cannot get a copy of that statement.
Attorney Stephen D. Phillips · Car Accidents · 40-second answer
Transcript
Automatically transcribed from the video’s audio and lightly edited.
Typically, insurance policies are written with what’s called the cooperation clause, which requires the insured, the person, to cooperate with their own insurance company. That requires, if asked, typically to give a recorded statement with regard to the circumstances of the accident. Now, we would suggest that you hire an attorney before you give that recorded statement to give you proper advice about how to do it. Also, keep in mind that in Illinois, that recorded statement taken by your own insurance company cannot be revealed to, and the other side is not allowed to get a copy of that statement.
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