Uninsured motorist insurance protection is important because it provides coverage for you and your passengers in the event of an accident caused by an uninsured or underinsured driver. If you are involved in an accident with a driver who does not have insurance, or whose insurance is not enough to cover the damages, you may be left with significant out-of-pocket expenses. Uninsured motorist insurance can help cover these expenses, including medical bills, lost wages, and property damage.
In some states, uninsured motorist insurance may also provide coverage for hit-and-run accidents, where the at-fault driver cannot be identified. Without this coverage, you may be left with no way to recover damages for your injuries or property damage.
Furthermore, uninsured motorist insurance can be especially important in areas with high rates of uninsured drivers. According to the Insurance Information Institute, approximately one in eight drivers in the United States is uninsured. If you are involved in an accident with an uninsured driver, uninsured motorist insurance can provide you with peace of mind and financial protection.
Overall, uninsured motorist insurance protection is important because it can help ensure that you are not left with significant financial losses in the event of an accident caused by an uninsured or underinsured driver.
Don’t hesitate to seek legal representation if you or a loved one has been involved in a car accident and suffered injuries. Contact Phillips Law Offices today to schedule a free consultation with an experienced car accident lawyer who can assess your case and help you pursue the compensation you deserve.