Author name: Phillips Law Offices

Illinois now requires a driver’s license, registration, and liability insurance for high-speed e-bikes starting January 1, 2027. Here’s what the new law covers, and what current law means if you’re hit by an e-bike today.

Illinois now requires 60-day (homeowners) or 30-day (auto) notice before a rate hike over 10%, and the state can reject excessive increases. Here’s what Public Acts 104-0752 and 104-0753 mean for your coverage and your accident claim.

Illinois’ law bans more than texting — it’s a full handheld-device ban under 625 ILCS 5/12-610.2. Here are the current fines, 2023-2024 crash data, and how a citation affects your claim.

IIHS data shows frontal impacts cause more fatalities than any other crash type. Here’s how Illinois law and the evidence decide fault when both drivers blame each other.

Illinois’ following-too-closely law doesn’t automatically decide fault — and Illinois courts don’t presume the rear driver is always at fault in a rear-end crash. Here’s how liability actually works.

Interrogatories, document requests, depositions, and requests to admit — here’s how Illinois Supreme Court Rule 201 and its related rules govern discovery in a Chicago personal injury case.

Filing a complaint, serving the defendant, discovery, mandatory arbitration, trial or settlement — here’s exactly how an Illinois car accident lawsuit moves through Cook County’s Civil Division.

The most damaging mistakes after a crash aren’t about what you fail to do — they’re about what you say and share. Here are the 7 mistakes that most often weaken a Chicago car accident claim.

Dashcam video is generally admissible in Illinois if it’s authentic and unaltered — but audio is governed by a separate two-party consent law. Here’s what’s admissible, where to mount it, and what to do if you don’t have one.

After a car crash in Chicago, the evidence that matters most is photos, the police report, witness and insurance info, medical records, and dashcam footage — and under Illinois law, it decides how much of your claim you can recover.